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Account Transactions" (transactions defined in Clause 9.1),
"Activity" (list of transactions on the Joompay Application),
"Add Money" (top-up with a payment card),
"Bank Transfer" (incoming or outgoing transfer),
"Business Day" (day when Luxembourg banks are open),
"Card Issuer" (Joompay, licensed to issue Joompay Cards),
"Card PIN" (personal identification number for Joompay Card),
"Card Processor" (third-party payment network card processor),
"Communications" (information related to Joompay Account or transactions),
"Counterparty" (person receiving Electronic Money),
"Counterparty Bank Account" (bank account of the Counterparty),
"CSSF" (Luxembourg prudential supervisory authority),
"Electronic Money" (electronically stored value represented by a claim against Joompay),
"Force Majeure Event" (event beyond reasonable control),
"Incoming Bank Transfer" (credit transfer received by Joompay),
"Information" (confidential and/or personally identifiable information),
"Joompay" (Joompay Europe S.A.),
"Joompay Account" (relationship with Joompay, including Electronic Money held),
"Joompay Account Profile" (profile accessible on the Joompay Application),
"Joompay Application" (mobile application for iOS and Android),
"Joompay Card" (physical or virtual card offered in the Joompay Application),
"Joompay Payment" (payment defined in Clause 9.1.(a)),
"Joompay Services" (access to Joompay Application, Joompay Card, and account management),
"Transaction" (any top-up, account, or card transaction),
"Transaction Limits" (limits imposed by Joompay on transactions),
"User" (individual agreeing to General Terms and Conditions).