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Click Here To Read Our Portability Information Sheet.pdf

Portability-Information-Sheet-MMBS-Mar-21.pdf
Preview of click here to read our Portability Information Sheet
🔗 Source: themelton.co.uk
📊 Size: 81 KB
👤 Author: Nicola Alvarez
⬇️ Downloads: 65

Summary

Portable means transferring a current mortgage product to a new property on a 'like for like' basis, where the mortgage balance, loan to value ratio, and mortgage type remain the same. The portable amount is the lower of the original mortgage loan amount or current outstanding mortgage balance. Borrowers can port an amount less than their current balance, but early repayment charges will apply to the difference. If borrowing more than the current balance, the excess must be taken on a new product based on the loan to value ratio, with a £199 fee payable on completion. Fees, including valuation and solicitors' fees, will be determined by the amount borrowed and loan to value ratio. The loan to value ratio, repayment basis, and term can be changed, but this may be subject to certain conditions and fees. At least one party must continue to be named on the new mortgage, and the location of the new property must be in England or Wales. Having a portable product does not guarantee a new mortgage, and all borrowing is subject to status, valuation, and terms and conditions.

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Description

Portable means transferring a current mortgage product to a new property on a 'like for like' basis, where the mortgage balance, loan to value ratio, and...

Technical Information

  • File Format: PDF
  • File Size: 81 KB
  • Pages: 2
  • Language: EN
  • Author: Nicola Alvarez
  • Total Downloads: 65
  • Last Updated: 1 week ago

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This PDF document about click here to read our Portability Information Sheet provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into click here to read our Portability Information Sheet.

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