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Excess Loss Factors.pdf

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Preview of Excess Loss Factors
🔗 Source: casact.org
📊 Size: 1.4 MB
👤 Author: WILLIAM R. GILLAM
⬇️ Downloads: 213

Summary

ELFs are used to calculate the premium paid by an employer for a one-year policy, taking into account the exposure, audited payroll, and actual losses during the coverage period. The calculation involves various factors, including the average excess ratio, permissible loss ratio, indicated excess loss factors, and flat loading. The final ELFs are updated in the Retrospective Rating Manual at the time of an approved rate filing. The computation is complex, involving multiple spreadsheets and adjustments, and is subject to variation by state and hazard group.

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Description

ELFs are used to calculate the premium paid by an employer for a one-year policy, taking into account the exposure, audited payroll, and actual losses during...

Technical Information

  • File Format: PDF
  • File Size: 1.4 MB
  • Pages: 42
  • Language: EN
  • Author: WILLIAM R. GILLAM
  • Total Downloads: 213
  • Last Updated: 1 week ago

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This PDF document about Excess Loss Factors provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into Excess Loss Factors.

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