Indexed Fixed Interest Fund: A Balanced Bond Investment Strategy.pdf

Fund Overview:
- Investment Style: Indexed, passive approach.
- Objective: Achieve average bond fund returns consistently.
- Size: €28.9 million.
- Provider: Irish Life Assurance plc (managed by Irish Life Investment Managers Limited).

Asset Allocation:
- Bond Country Distribution: France (17.2%), United States (16.2%), Germany (12.0%), Italy (11.0%), Spain (8.1%), Netherlands (4.9%), Belgium (2.9%), United Kingdom (2.7%), Austria (2.0%), Other (23.0%).
- Bond Sector Distribution: Sovereign (57.1%), Banking (10.2%), Financial Services (6.1%), Utility (3.6%), Basic Industry (3.4%), Consumer Goods (2.4%), Telecommunications (2.1%), Real Estate (2.0%), Automotive (2.0%), Other (11.1%).
- Bond Portfolio Credit Quality: AAA (9.8%), AA1 (13.5%), AA3 (4.2%), A1 (14.1%), A2 (12.9%), A3 (7.5%), BBB1 (8.9%), BBB2 (16.9%), BBB3 (4.4%), Other (7.8%).

Risk Level: IL1 (Lower Risk) to IL7 (Higher Risk).

Performance (As at 31/10/2025):
- Calendar Year Return:
- 2019: 7.55%
- 2020: 3.99%
- 2021: -2.87%
- 2022: -16.56%
- 2023: 5.82%
- 2024: 2.10% (YTD)
- 1 Month, 3 Month, 1 Year, 3 Year, 5 Year, 10 Year, Since Launch Annualized Returns: As provided in the table, ranging from -19% to 31%.

Important Notes:
- Securities lending is employed to enhance returns but increases risk.
- Past performance is not indicative of future results.
- The value of investments may go down as well as up.
- Fund returns quoted before taxes and after a standard annual management charge of 0.75%.
- Benchmark: Typically includes market indices or weighted combinations thereof.