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Loan Classification Guide.pdf

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Preview of Loan Classification Guide
🔗 Source: la.vfscapital.in
📊 Size: 50 KB
📄 Pages: 2 pages
⬇️ Downloads: 63

Summary

The Reserve Bank of India mandates lending institutions to educate borrowers on concepts including:
1. Date of overdue: when a customer misses a scheduled EMI payment.
2. Days Past Due (DPD): the number of days a borrower delays EMI payment.
3. Special Mention Account (SMA): when a borrower makes partial payment of dues.
4. Non-Performing Asset (NPA): when a borrower hasn't paid EMI for 90 days, affecting credit records and future loan eligibility.

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Description

The Reserve Bank of India mandates lending institutions to educate borrowers on concepts including:
1.

Technical Information

  • File Format: PDF
  • File Size: 50 KB
  • Pages: 2
  • Language: EN
  • Total Downloads: 63
  • Last Updated: 6 hours ago

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This PDF document about Loan Classification Guide provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into Loan Classification Guide.

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