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Mortgage Financing Trends.pdf

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Preview of Mortgage Financing Trends
🔗 Source: nber.org
📊 Size: 358 KB
📄 Pages: 19 pages
⬇️ Downloads: 47

Summary

The chapter discusses long-term changes in the cost and terms of mortgage financing, exploring the complex relationships between the cost of borrowed funds, the propensity to use mortgage loans, and the volume of new residential construction. It presents empirical materials on the relationships between long-term movements of contractual mortgage interest rates, general interest rates, and residential building activity, and combines data on costs and terms of mortgage financing into composite indexes. The analysis suggests that the underlying trend in both general interest rates and mortgage interest rates has been downward over the last three-quarters of a century, with evidence of long swings in interest rates, including a decline from 1879 to the turn of the century, a rise to the early twenties, and a subsequent drop.

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Description

The chapter discusses long-term changes in the cost and terms of mortgage financing, exploring the complex relationships between the cost of borrowed funds,...

Technical Information

  • File Format: PDF
  • File Size: 358 KB
  • Pages: 19
  • Language: EN
  • Total Downloads: 47
  • Last Updated: 1 week ago

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This PDF document about Mortgage Financing Trends provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into Mortgage Financing Trends.

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