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Ms. Sandra Braunstein.pdf

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Preview of Ms. Sandra Braunstein
🔗 Source: web.archive.org
📊 Size: 58 KB
👤 Author: m1pte00
⬇️ Downloads: 106

Summary

Sandra F. Braunstein, Director of the Federal Reserve Board's Division of Consumer and Community Affairs, testified before the Committee on Financial Services, U.S. House of Representatives, on February 13, 2008, to discuss the Community Reinvestment Act (CRA). The CRA, enacted in 1977, requires federally insured banks and thrifts to help meet the credit needs of their communities, including low- and moderate-income neighborhoods. Braunstein provided historical context, discussed the Federal Reserve's CRA examination program, and outlined challenges in ensuring the CRA remains effective and relevant. The CRA is one of several laws intended to reduce credit-related discrimination and expand access to credit, and its regulations and examinations have been adjusted over the years to encourage state member banks to meet the credit needs of their communities.

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Sandra F.

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  • File Format: PDF
  • File Size: 58 KB
  • Pages: 20
  • Language: EN
  • Author: m1pte00
  • Total Downloads: 106
  • Last Updated: 6 days ago

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