Portfolio Pension 5 Series W: A Multi-Asset, Active & Passive Fund With Sustainability Focus.pdf

Key Takeaways (as of 31/10/2025)

This fund invests in a mix of assets including bonds, shares, property, and cash. It aims for medium to high risk, targeting a relatively high exposure to potentially volatile assets like shares and property.

Here's a breakdown:

Objective: Generate positive returns while managing risk within target parameters.

Risk Profile: IL5 (Higher Risk)

Asset Allocation (as of 31/10/2025):

- Shares: 82.5% (focused on global and low volatility shares)
- Bonds: 6.8% (including emerging market and high yield bonds)
- Alternatives: 5.2% (property and other alternative investments)
- Cash: 0.8%

Top Ten Holdings (as of 31/10/2025):

- NVIDIA CORP (5.0%)
- APPLE INC (4.1%)
- MICROSOFT CORP (3.6%)
- ALPHABET INC (2.8%)
- AMAZON.COM INC (1.9%)
- TESLA INC (1.6%)
- BROADCOM INC (1.2%)
- TAIWAN SEMICONDUCTOR MANUFACTURING (1.2%)
- META PLATFORMS INC (1.0%)
- VISA INC (0.8%)

Performance:

- Year-to-Date (YTD): 7.59% (as of 31/10/2025)
- Since Launch (as of 31/10/2025): 11.73%
- Historical Returns: Variable, with a range from -13.21% (2022) to 17.15% (2021)

Sustainability Focus:

- Approach: Invests in strategies that promote environmental and social characteristics while excluding or reducing exposure to companies with poorer sustainability practices.
- Rating: Achieves a Sustainalytics ESG Risk Rating of 18.4, reflecting moderate overall ESG risk.
- Benchmark: Outperforms market benchmark (details provided in the report).

Important Considerations:

- Currency Risk: Subject to fluctuations in non-euro currency values.
- Securities Lending: Assets may be used for securities lending to potentially increase returns but also introduces additional risk.
- Borrowing: May borrow to invest in property.
- Responsibility: Irish Life Investment Managers are recognized for responsible investing practices, including GRESB 5 Star Rating (2024).