Quick Reference Guide.pdf

Participating Whole Life Insurance offers accelerated underwriting for up to $300,000 for ages 0-17, $200,000 for ages 18-45, $150,000 for ages 46-60, and $100,000 for ages 61-85. It also features acceleration benefits for chronic or terminal illness, limited pay plans, and cash accumulation scenarios.

Single-Premium Whole Life Insurance is suitable for clients aged 60+ with non-qualified assets, offering non-medical limits of $700,000 for ages 0-60 and $450,000 for ages 61-85.

Term Life Insurance provides face amounts from $25,000 to $10 million, with accelerated underwriting available up to $500,000 for ages 18-50 and $350,000 for ages 51-65.

Universal Life Insurance features cash accumulation scenarios, a perm/term blend, and non-medical limits of up to $300,000 for ages 15 days-17 years, $200,000 for ages 18-45, $150,000 for ages 46-60, and $100,000 for ages 61-85.

Accidental Death Insurance offers up to $350,000 accidental death benefit for ages 18-70, with no health questions required.

Critical Illness Insurance provides benefit amounts from $5,000 to $500,000, with simplified underwriting and a 4-day service guarantee on qualified applications.

Disability Income Insurance options include Century+ Individual Disability Income Insurance, Income Protection Individual Disability Income Insurance, Graded Benefit Disability Income Insurance, and Business Overhead Expense Disability Income Insurance, each with varying features and eligibility criteria.