Terms Of Service.pdf

The Enrollment Site, administered by Arthur J. Gallagher Risk Management Services, Inc. and/or Arthur J. Gallagher & Co. Insurance Brokers of California, Inc., provides an online market for procuring insurance coverage. The Terms of Service constitute a binding agreement between the user and Gallagher, effective as of the date of the first visit to the site. The terms remain valid until modified or terminated by Gallagher, and continued use signifies acceptance of the terms and any changes. The site summarizes insurance policy information, but users must read the actual policy contract to fully understand terms, coverages, exclusions, and limitations. Gallagher may discontinue or alter the site, restrict use, or suspend/terminate access at its sole discretion. Compensation disclosure reveals that Gallagher companies are primarily compensated through commissions, fees, or a combination of both, and may participate in contingent and supplemental commission arrangements. The site is copyrighted property, and users may be asked to register an account, which is personal and not to be shared. Links to other websites or resources are provided, but Gallagher has no control over them.