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USMI Submits FHFA Strategic Plan Comment Letter: Highlighting MI's Role In Housing Finance.pdf

USMI-Submits-FHFA-Strategic-Plan-Comment-Letter.pdf
Preview of USMI Submits FHFA Strategic Plan Comment Letter: Highlighting MI's Role in Housing Finance
🔗 Source: old.usmi.org
📊 Size: 396 KB
👤 Author: Robert Schwartz
⬇️ Downloads: 30

Summary

The U.S. Mortgage Insurers (USMI) submitted a comment letter to the Federal Housing Finance Agency (FHFA) regarding its strategic plan for fiscal years 2015-2019. USMI emphasizes the role of mortgage insurance (MI) in supporting FHFA's goals of ensuring safe and sound entities, maintaining housing finance liquidity and access, and managing GSE conservatorships. Key points include:

- Expanding MI use to protect taxpayers and strengthen the safety and soundness of GSEs.
- Recognizing MI in calculating guarantee fees to avoid double-charging consumers and promote affordable housing finance.
- Restoring access to 97% LTV fixed-rate mortgages for creditworthy borrowers, aligning with responsible credit access goals.

USMI advocates for a housing finance system backed by private capital, utilizing MI to enable broader homeownership while protecting taxpayers.

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Description

USMI submitted comments to FHFA regarding its strategic plan, emphasizing mortgage insurance's role in supporting liquidity, stability, and access in housing finance, benefiting all stakeholders.

Technical Information

  • File Format: PDF
  • File Size: 396 KB
  • Pages: 2
  • Language: EN
  • Author: Robert Schwartz
  • Total Downloads: 30
  • Last Updated: 4 weeks ago

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