פרוטוקול ישיבת הוועד המנהל 2015.08.26.pdf

The meeting of the Ofek cooperative society for capital management was attended by Reuven Horsesh, Ran Hakim, Tali Bahat, Efrat Kaufman, Alona Lipshitz, and Yehuda Talmon. Additional attendees included Tom Dromi Hakim, Gili Bartura, Eldad Brik, and Yonatan Ben Dov. The meeting discussed the strategic change process, which involves a change in the way the society operates and the start of activity in a new model. The new model is based on a P2P lending system, where members lend to each other at lower interest rates than those offered by banks. The society aims to create a system that can provide loans to members at lower interest rates and offer better returns on deposits than banks. The meeting also discussed the need to define the goals of the society, including the scope of activity, loan characteristics, and the profile of loan recipients. The society plans to raise funds for the new model through investments and loans, and to use a portion of its own capital to cover initial costs. The meeting concluded with a discussion on the need to present a clear and detailed plan to members, including the sources of funding and the expected returns on investment.