全期間固定金� �.pdf

Main financial institutions' housing loan interest rates (full-term fixed interest rates)
Blue indicates a decrease from the previous month, and red indicates an increase
Lending rate 90% or less
Lending rate over 90%
Mizuho Bank
Loan period 21-35 years
1.270
1.710
1.270
There is also a plan with a fixed lending fee
Loan period 15-20 years
1.220
1.660
1.220
Family Life Service
Loan period 21-35 years
1.270
1.710
1.270
Prepayment type
Loan amount × 1.65%
Prepayment type
Loan amount × 1.0%
Loan period 15-20 years
1.220
1.660
1.220
Prepayment type
Loan amount × 0.98%
Prepayment type
Loan amount × 0.98%
Rakuten Bank
Loan period 21-35 years
1.270
1.710
1.270
Loan period 15-20 years
1.220
1.660
1.220
Zaisei Residential Finance
Loan period 21-35 years
1.270
1.710
1.270
For employees of invested companies
Loan period 15-20 years
1.220
1.660
1.220
Mizuho Bank
1.130
Full-term fixed plan interest rate reduced by 0.4%
Included in interest rate
Separate
1.190
(0.425% reduction for net housing loans)
1.230
For those who borrowed by September 30, 2019
1.250
1.270
Mitsui Sumitomo Bank
1.040
Included in interest rate
Separate
1.100
1.120
1.470
1.510
Mitsubishi UFJ Bank
1.290
Further reduction of -0.1% with Eco Support privilege
Included in interest rate
Separate
1.490
1.590
Shinsei Bank
1.600
Included in interest rate
None
1.850
1.850
Sumitomo Mitsui Banking Corporation
1.370
2.16%
2.16%
Included in interest rate
None
Central Labor Bank
1.250
For members / Interest rate reduction for variable interest type and interest mix type
Included in interest rate
Separate
Flat 35
Included in interest rate
-0.2% interest rate applies if not joined in Dantokurashi
None
Interest rate (new loan)
Financial institution / type
Group credit life insurance
Handling fee (loan transfer)
1.026%-1.404%
1.404% (minimum 108,000 yen)
1.080% if repayment account is Rakuten Bank
Handling fee (new loan)
Guarantee fee
Note
1.404% (minimum 162,000 yen)
*0.972% if repayment account is Rakuten Bank
Interest rate (loan transfer)
15 years
1.080%
1.105
1.026%-1.404%
1.080%
20 years
1.245
30 years
15 years
1.205
1.165
25 years
1.290
1.600
1.490
1.590
25 years
30 years
35 years
25 years
35 years
1.680
25 years
30 years
35 years
1.225
1.600
20 years
1.530
1.850
35 years
1.850
30 years
Full term
1.250
1.370
35 years (net exclusive housing loan)