點擊此處.pdf

P2019050800391_309643_1_1557307244939.pdf
Preview of 點擊此處
🔗 Source: gia.info.gov.hk
📊 Size: 171 KB
📄 Pages: 1 page
⬇️ Downloads: 11

Summary

保單逆按計劃的申請資格及主要特色包括:
申請人須為60歲或以上人士,持有有效香港身份證,沒有破產或涉及破產呈請或債務重組;
每宗保單逆按貸款只接受一名借款人;
借款人可使用一份壽險保單作為抵押,壽險保單的身故賠償總額上限為1,500萬港元;
人壽保單須由借款人作為持有人及受保人,發出於香港經營人壽保險業務的保險公司;
靈活年金年期包括10年、15年、20年或終身;
兩種按揭利率:浮息按揭和定息按揭;
每月年金金額取決於借款人的年齡、性別、年金年期和人壽保單的身故賠償價值;
借款人可申請提取一筆過貸款以應付特定情況;
首六個月內借款人可通知貸款機構終止貸款,在全數清還貸款後,可獲退還和豁免按揭保費。

Description

保單逆按計劃的申請資格及主要特色包括:
申請人須為60歲或以上人士,持有有效香港身份證,沒有破產或涉及破產呈請或債務重組;
每宗保單逆按貸款只接受一名借款人;
借款人可使用一份壽險保單作為抵押,壽險保單的身故賠償總額上限為1,500萬港元;...

Technical Information

  • File Format: PDF
  • File Size: 171 KB
  • Pages: 1
  • Language: EN
  • Total Downloads: 11
  • Last Updated: 8 months ago

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