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Interest Only Mortgages Report.pdf

fca-interest-only-mortgage-review.pdf
Preview of Interest Only Mortgages Report
🔗 Source: fca.org.uk
📊 Size: 2.97 MB
👤 Author: Experian
⬇️ Downloads: 65

Summary

2.6m mortgages (29.4% of total) as of Dec 2011, with 0.5m part and part mortgages (5.6%). Volumes have fallen 2.4% in 2 years, while conversions to interest-only terms have risen 2.5%. 12% of interest-only mortgages are in negative equity. High concentrations in London, South East, and South West, particularly among young professionals and older, more affluent individuals. Conversions to interest-only terms occur across demographics, with higher concentrations among high-income groups and younger consumers with mid-incomes and high unsecured borrowing.

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Description

2.6m mortgages (29.4% of total) as of Dec 2011, with 0.5m part and part mortgages (5.6%).

Technical Information

  • File Format: PDF
  • File Size: 2.97 MB
  • Pages: 49
  • Language: EN
  • Author: Experian
  • Total Downloads: 65
  • Last Updated: 4 weeks ago

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