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The H+T Affordability Index, created by the Center for Neighborhood Technology, measures the cost of housing and transportation accessibility to determine community affordability. However, the index has shortcomings related to fair housing, as it does not account for additional household costs and quality of life factors that impact affordability, such as access to employment, education, and healthcare. If policymakers prioritize low-income residential moves based solely on area affordability, they may guide households towards areas with fewer resources and higher expenses, perpetuating racial segregation and poverty concentration. The integration of low-income and minority households into high-opportunity neighborhoods can provide access to resources and improve quality of life, as seen in the Gautreaux program. Examples of transit-rich areas with low-income concentration risk, such as Maywood and North Lawndale, highlight the need to consider fair housing metrics in the H+T Affordability Index to promote greater equity and opportunity.