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Civil Rights And The Mortgage Crisis.pdf

CRMORTGAGE092509.pdf
Preview of Civil Rights and the Mortgage Crisis
🔗 Source: usccr.gov
📊 Size: 5.16 MB
👤 Author: erudert
⬇️ Downloads: 92

Summary

The US Commission on Civil Rights is an independent, bipartisan agency established by Congress in 1957 to investigate complaints of voting rights deprivation, study discrimination, and appraise federal laws and policies. The Commission has several responsibilities, including submitting reports to the President and Congress, and issuing public service announcements to discourage discrimination. The Commission's report, "An Examination of Civil Rights Issues With Respect to the Mortgage Crisis," examines whether federal efforts to increase homeownership rates among minority and low-income individuals may have unintentionally weakened underwriting standards and lending policies, contributing to the mortgage crisis. The report studies federal policies, including the Community Reinvestment Act and lending goals for government-sponsored enterprises, and assesses efforts to combat predatory lending, mortgage fraud, and lending discrimination.

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Description

The US Commission on Civil Rights is an independent, bipartisan agency established by Congress in 1957 to investigate complaints of voting rights deprivation,...

Technical Information

  • File Format: PDF
  • File Size: 5.16 MB
  • Pages: 244
  • Language: EN
  • Author: erudert
  • Total Downloads: 92
  • Last Updated: 2 weeks ago

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