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Consumer And Credit Reporting, Scoring, And Related Policy Issues.pdf

R44125.pdf
Preview of Consumer and Credit Reporting, Scoring, and Related Policy Issues
🔗 Source: fas.org
📊 Size: 897 KB
👤 Author: Cheryl R. Cooper
⬇️ Downloads: 91

Summary

Consumer credit reporting agencies collect and provide information to firms about consumer credit and payment behavior, called consumer reports or credit reports. Credit scores, computed using this information, predict financial behaviors and help firms screen for consumer risks. The three largest nationwide providers of credit reports are Equifax, Experian, and TransUnion. The Fair Credit Reporting Act regulates the credit reporting industry, establishing consumers' rights and responsibilities for those who collect, furnish, and use credit report information. Policy issues include addressing inaccurate or disputed consumer data, consumers' rights, medical debt inclusion, limiting credit report uses, alternative consumer data, and data protection and security.

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Description

Consumer credit reporting agencies collect and provide information to firms about consumer credit and payment behavior, called consumer reports or credit...

Technical Information

  • File Format: PDF
  • File Size: 897 KB
  • Pages: 23
  • Language: EN
  • Author: Cheryl R. Cooper
  • Total Downloads: 91
  • Last Updated: 6 days ago

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This PDF document about Consumer and Credit Reporting, Scoring, and Related Policy Issues provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into Consumer and Credit Reporting, Scoring, and Related Policy Issues.

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