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Race To The Bottom.pdf

BA-109.pdf
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🔗 Source: goodmaninstitute.org
📊 Size: 397 KB
📄 Pages: 4 pages
⬇️ Downloads: 102

Summary

Most ObamaCare exchange buyers face higher premiums, deductibles, and narrower networks, with 1.3 million people dropping coverage last year, mainly healthy individuals, leaving mostly older and sicker patients, threatening a death spiral. Insurers are incentivized to attract healthy buyers and avoid sick ones, over-providing to the healthy and under-providing to the sick. A study found that out-of-pocket expenses for medications in typical Silver plans are twice as high as in employer-sponsored plans, with patients paying $621 on average for prescriptions, compared to $304 with employer coverage. Narrow networks, with one-third fewer providers than non-exchange plans, make it difficult for patients to assemble a care team, and patients may be responsible for 100% of the bill if a doctor or facility is out-of-network.

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Description

Most ObamaCare exchange buyers face higher premiums, deductibles, and narrower networks, with 1.3 million people dropping coverage last year, mainly healthy...

Technical Information

  • File Format: PDF
  • File Size: 397 KB
  • Pages: 4
  • Language: EN
  • Total Downloads: 102
  • Last Updated: 1 month ago

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