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Texas Windstorm Reform.pdf

MOP48_GCRP_TWIA-web.pdf
Preview of Texas Windstorm Reform
🔗 Source: mercatus.org
📊 Size: 2.7 MB
📄 Pages: 4 pages
⬇️ Downloads: 80

Summary

The Texas Windstorm Insurance Association (TWIA) is a state-run residual market mechanism for hurricane wind coverage, providing nearly 30% of all wind coverage along the Texas coast, with 221,000 policies in effect and a total liability of $59 billion in 2008. TWIA's rates have not kept pace with escalating hurricane damages, and the association imposed assessments of over $700 million on insurance companies in 2008 after hurricanes Dolly and Ike caused $3 billion in losses. To become self-funding, TWIA could build up reserves, purchase reinsurance, or make self-assessments, and supporting policy measures include mitigation incentives, strengthened construction in coastal areas, and improved building code enforcement.

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Description

The Texas Windstorm Insurance Association (TWIA) is a state-run residual market mechanism for hurricane wind coverage, providing nearly 30% of all wind...

Technical Information

  • File Format: PDF
  • File Size: 2.7 MB
  • Pages: 4
  • Language: EN
  • Total Downloads: 80
  • Last Updated: 2 weeks ago

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This PDF document about Texas Windstorm Reform provides comprehensive information and guidance. Whether you're a beginner or advanced user, this resource offers valuable insights into Texas Windstorm Reform.

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