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W-2/1099 Requirements For 2019 Loans.pdf

Bulletin-19-01.pdf
Preview of W-2/1099 Requirements for 2019 Loans
🔗 Source: homebridgewholesale.com
📊 Size: 84 KB
👤 Author: %USERNAME%
⬇️ Downloads: 55

Summary

Federal law requires employers to issue W-2 and 1099-Misc forms by January 31st of the current year. For loans funding on or after February 1, 2019, the following requirements apply:
AUS or manual underwrite requires 2018 W-2 and/or 1099 forms for Fannie Mae/Freddie Mac loans, and 2018 and 2017 W-2 and/or 1099 forms for FHA/VA/USDA and Jumbo/Jumbo Flex, Expanded/Elite Plus, and Simple Access Full/Alt Doc loans.
In cases where borrowers have not received their 2018 W-2/1099 form by January 31, 2019, HomeBridge will consider exceptions on a case-by-case basis.
For loans funding on or after April 1, 2019, transcripts are generally not available until early April, and the following requirements apply:
2018 W-2/1099 transcript, or 2018 "No Record Found" for Fannie Mae/Freddie Mac loans.
HomeBridge will provide additional guidance on tax returns and tax return transcripts in the near future.

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Description

Federal law requires W-2 and/or 1099 forms to be issued by January 31st. For loans funding on or after February 1, 2019, a W-2 and/or 1099 is required to support income used for loan qualification.

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  • File Size: 84 KB
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  • Language: EN
  • Author: %USERNAME%
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  • Last Updated: 2 months ago

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