HSA Expenses.pdf

You can use your HSA to pay for qualified medical expenses for yourself, spouse, and dependents, tax-free. Qualified expenses include acupuncture, alcoholism treatment, ambulance, artificial limbs, breast reconstruction surgery, chiropractic services, cosmetic surgery due to trauma or disease, dental treatment, diagnostic devices, doctor's office visits, drug addiction treatment, eyeglasses, eye exams, eye surgery, fertility enhancements, hearing aids, hospital services, laboratory fees, long-term care, nursing home, nursing services, operations, physical therapy, prescription medicines, psychiatric care, psychologist counseling, speech therapy, stop-smoking programs, vasectomy, weight-loss programs to treat a disease, wheelchairs, and X-rays. Non-qualified expenses are taxable and may incur a 20% penalty if you're under 65. You can pay with your HSA using a debit card, online bill pay, or reimbursing yourself. Save receipts for qualified expenses in case of an audit.