Form CRS.pdf

Centaurus Financial, Inc. offers brokerage and investment advisory services to retail investors, with different fees and costs associated with each. Brokerage services involve buying and selling securities, with transaction-based fees, while investment advisory services include financial planning, consulting, and asset management, with fees based on a flat, hourly, or recurring rate or a percentage of assets managed. The firm does not monitor accounts as part of standard brokerage services but will discuss investment goals and monitor accounts for advisory services. Investors can choose discretionary or non-discretionary accounts and select from a wide range of investments, with no proprietary products offered. Fees and costs, including commissions, markups, and asset-based fees, will reduce the value of investments over time, and investors should ask about conflicts of interest, such as third-party payments and revenue sharing, which can affect recommendations and advice.