ご契約に際し� �の大切な事柄.pdf

This is a Japanese text describing the terms and conditions of a life insurance policy called "引受基準緩和型死亡保険" (Relaxed Underwriting Standard Death Insurance). The policy is offered by SBI いきいき少額短期保険株式会社 (SBI Ikiiki Small Amount Short-Term Insurance Co., Ltd.) and SBI リスタ少額短期保険株式会社 (SBI Rista Small Amount Short-Term Insurance Co., Ltd.).

The policy has the following features:

It is a term life insurance policy with a coverage period of 1 year, renewable up to age 99.
The policy pays out a death benefit if the insured dies during the coverage period.
The death benefit is 100% of the policy amount after the first 6 months of the policy.
The policy has no cash value or dividends.
The premium is paid monthly or annually, and the payment method can be changed at renewal.
The policy can be canceled at any time, but there is no refund of premiums paid.
The policy has a cooling-off period of 15 days from the date of application, during which the policy can be canceled without penalty.

The text also notes that:

The policy is not eligible for tax deductions under Japanese tax law.
The policy is not covered by the Japanese government's deposit insurance system.
The insurer is a member of the Japanese Small Amount Short-Term Insurance Association, which provides a dispute resolution service for policyholders.
* The policy is subject to certain restrictions and limitations, including a maximum coverage amount of 300 million yen per person.