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Excess Surplus Lines Insurance

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Preview of CHAPTER 11: RATIO ANALYSIS - PITI & TD Standards for Borrower Repayment Ability
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CHAPTER 11: RATIO ANALYSIS - PITI & TD Standards for Borrower Repayment Ability (3555-1chapter11.pdf)

260 KBSue SmithEN 13 pages
Ratio analysis assesses applicants' repayment income against housing expenses (PITI) and total debt, determining eligibility for guarantee with flexibility for valid compensating factors. To qualify, the PITI ratio should not exceed 34% of monthly repayment income. Both PITI and...
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