What First Financial Bank Does With Your Personal Information.pdf

First Financial Bank shares personal information for various business purposes, including:

- Everyday Operations: Processing transactions, maintaining accounts, complying with legal orders, and reporting to credit bureaus. (No opt-out)
- Marketing: Offering products and services tailored to individual customers. (Can be limited)
- Joint Marketing: Collaborating with other financial companies for joint marketing efforts. (Yes, sharing occurs)
- Affiliates' Business: Sharing transaction and creditworthiness data with affiliates. (No opt-out for these specific purposes)

Opting Out of Sharing:

Customers can limit sharing by:

- Calling the Client Service Center at 877-322-9530.
- Visiting the bank's website or writing to them at the provided address.

Types of Shared Information:

Personal data collected and shared includes Social Security numbers, names, addresses, email addresses, income, assets, payment history, account balances, and credit history.

Protection Measures:

First Financial Bank employs security measures like computer safeguards and secured files and buildings to protect personal information from unauthorized access and use, in compliance with federal law.

Collection Methods:

Personal data is collected when opening an account, applying for a loan, making payments, or using debit/credit cards. The bank also gathers information from credit bureaus and affiliates.

Limitations on Sharing:

Federal law restricts customers' ability to limit sharing only in the following areas:

- Affiliates' everyday business purposes (except for creditworthiness data).
- Affiliates' use of customer data for marketing.
- Information shared with nonaffiliates for marketing.

Joint Account Requests:

If one party to a joint account requests information sharing restrictions, these will apply to all parties and all joint accounts held by any individual account holder.