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Fibq12_1_thrift_as_solution_to_credit_crisis_heslam.pdf
Preview of The full article is available for download here
🔗 Source: fibq.org
📊 Size: 136 KB
👤 Author: Isobel Waspe
⬇️ Downloads: 60

Summary

The current credit crunch is rooted in a deeper moral and spiritual crisis, specifically the erosion of the virtue of thrift, which is essential for capitalism. For most of the 20th century, people in advanced economies had access to pro-thrift institutions, but today these institutions have largely abandoned ordinary citizens in favor of wealthy investors. Meanwhile, anti-thrift institutions targeting low-income consumers have proliferated, contributing to high levels of consumer debt. The author argues that a recovery of the virtue of thrift is necessary to address the credit crisis, and that Christian scriptures provide a foundation for a theology of thrift, which is about prosperity and well-being, not stinginess. The author suggests several proposals to promote thrift, including public education campaigns, innovative thrift institutions, and repurposing national lottery ticket outlets to sell savings tickets.

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The current credit crunch is rooted in a deeper moral and spiritual crisis, specifically the erosion of the virtue of thrift, which is essential for...

Technical Information

  • File Format: PDF
  • File Size: 136 KB
  • Pages: 2
  • Language: EN
  • Author: Isobel Waspe
  • Total Downloads: 60
  • Last Updated: 1 week ago

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